Business and environment
Corporate structure and business activities
Aareal Bank Group's business model is made up
of two segments:
1. Structured Property Financing
The Structured Property Financing segment brings
together all the property finance and refinancing
activities of Aareal Bank.
In this segment, Aareal Bank services domestic
and international clients on their property projects
in more than 25 countries. Its particular strength
lies in its success in combining local market ex-
pertise and sector-specific know-how. In addition
to local experts, the bank also has industry spe-
cialists at its disposal, to create financing packages
for logistics properties, shopping centres and
hotels. We can offer financing solutions tailored to
meet clients' requirements in our target markets.
Aareal Bank has many years of experience in
domestic and international commercial property
finance. The bank is active in Europe, North
America and Asia within the scope of its "three-
continents strategy".
Aareal Bank is a regular and reliable issuer on the
capital market, where it covers a wide range of
refinancing tools (including asset-covered bonds)
to cater for a broad investor base. Despite the
turbulence on financial markets, Aareal Bank
continued to issue the targeted volume of asset-
covered securities, albeit incurring higher costs
than in the past.
Aareal Bank is a member of the Association of
German Mortgage Banks (vdp).
2. Consulting / Services
The Consulting/Services segment offers the
institutional housing sector services and products
for managing residential property portfolios and
processing payment flows. Within this segment,
the subsidiary Aareon AG cooperates closely with
the Institutional Housing Business.
Group Management Report
Aareal Bank Group is one of the leading international
specialist property banks. It provides financing, advisory
and other services to the commercial property and
institutional housing sectors, and supports national and
international clients as a financing partner and related
service provider.
54 Aareal Bank Group Annual Report 2008 | Group Management Report